Get health insurance coverage in Belgium

Moving to Belgium? Welcome!

To get health insurance as a foreigner in Belgium, you must join a health insurance fund.

Register with Socialistische Mutualiteiten for:

  • Comprehensive health insurance
  • Additional benefits and services
  • Right to a sickness allowance

Social security in Belgium

Living in Belgium you can benefit from the protections of an extensive social security system.

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Who are we?

Socialistische Mutualiteiten is one of the major health insurance funds in Belgium.

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Living/working in Belgium

What do you need to do to get health insurance coverage in Belgium?

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Studying in Belgium

Students must register with a health insurance fund during their stay.

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At the doctor or dentist’s

Get a reimbursement from your doctor’s or dentist’s bill.

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At the hospital

Things you need to know about going to the hospital in Belgium.

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At the pharmacy

Prescription medicine is fully or partly reimbursed.

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Pregnancy and birth

Mothers are entitled to 15 weeks of paid maternity leave.

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Pay less for medical expenses

Medical expenses can take a bite out of your budget. Fortunately, there are ways to pay less out of pocket.

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Sickness allowance

If you are temporarily unable to work due to illness, an accident or pregnancy, you qualify for a sickness allowance.

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